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Terms of Service

Last Updated: January 2024

1. Acceptance of Terms

Welcome to Halo Properties and Investments LLC. By accessing or using our website, contacting us, or engaging with our financial services, you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our services.

We reserve the right to modify these Terms at any time. Changes will be effective upon posting to this page with an updated "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the revised Terms.

2. Description of Services

Halo Properties and Investments LLC is a financial services direct lender providing capital solutions including, but not limited to:

  • Property acquisition and refinancing
  • Investment capital and growth financing
  • Strategic advisory services
  • Related financial consulting and partnership opportunities

All lending decisions are made at our sole discretion and are subject to underwriting, due diligence, and approval processes. We do not guarantee approval or funding for any inquiry or application.

3. Eligibility

Our services are intended for business use by qualified investors, property owners, and entrepreneurs. By using our services, you represent and warrant that:

  • You are at least 18 years of age
  • You have the legal authority to enter into binding agreements
  • All information you provide is accurate, complete, and current
  • You will comply with all applicable laws and regulations

4. Use of Website and Services

Permitted Use

You may use our website and services for lawful purposes related to exploring, inquiring about, or engaging with our financial services. You agree not to:

  • Provide false, misleading, or fraudulent information
  • Interfere with or disrupt the operation of our website or services
  • Attempt to gain unauthorized access to our systems or networks
  • Use our services in any manner that violates applicable laws or regulations
  • Copy, reproduce, or distribute content from our website without permission

Account Security

If you create an account or provide login credentials, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use.

5. Communications and Marketing

Email Communications

By providing your email address, you consent to receive communications from us regarding your inquiries, services, and relevant business updates. You may opt out of marketing emails at any time by following the unsubscribe instructions in our messages.

SMS and Text Messaging

If you opt in to receive SMS/MMS messages from Halo Properties and Investments LLC, you expressly consent to receive recurring marketing and promotional messages sent using an automated telephone dialing system (ATDS). By providing your mobile phone number and checking the SMS consent box on our contact form, you agree to the following:

  • We may send promotional messages, service updates, and information about our financial products via ATDS
  • Message frequency varies; you may receive up to 4 messages per month
  • Message and data rates may apply based on your mobile carrier plan
  • You may opt out at any time by replying STOP to any message
  • You may request assistance by replying HELP

Important: Consent to receive SMS messages is NOT a condition of purchase or service. You may contact us via email and receive all services without opting in to text messaging.

6. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Halo Properties and Investments LLC or its licensors and is protected by copyright, trademark, and other intellectual property laws.

You may not reproduce, distribute, modify, or create derivative works from our content without our prior written permission.

7. Privacy and Data Protection

Your use of our services is also governed by our Privacy Policy, which explains how we collect, use, and protect your personal information. By using our services, you consent to our data practices as described in the Privacy Policy.

8. Financial Disclaimers

Not Financial Advice

Information provided on our website or in our communications is for general informational purposes only and does not constitute financial, legal, or tax advice. You should consult with qualified professionals before making any investment or financing decisions.

No Guarantee of Approval

Submission of an inquiry or application does not guarantee approval, funding, or any specific terms. All lending decisions are subject to our underwriting criteria, due diligence, and internal approval processes.

Risk Acknowledgment

All investments and financing arrangements involve risk, including the potential loss of principal. You acknowledge that you are solely responsible for evaluating the risks and benefits of any transaction.

9. Limitation of Liability

To the fullest extent permitted by law, Halo Properties and Investments LLC, its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, arising from:

  • Your use or inability to use our website or services
  • Any errors, omissions, or inaccuracies in our content
  • Unauthorized access to or alteration of your data
  • Any other matter relating to our services

Our total liability for any claim arising out of or relating to these Terms or our services shall not exceed the amount you paid to us, if any, in the twelve months preceding the claim.

10. Indemnification

You agree to indemnify, defend, and hold harmless Halo Properties and Investments LLC and its affiliates from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorneys' fees, arising out of or in any way connected with:

  • Your use of our website or services
  • Your violation of these Terms
  • Your violation of any third-party rights
  • Any false or misleading information you provide

11. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Halo Properties and Investments LLC. We are not responsible for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.

12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of the jurisdiction in which Halo Properties and Investments LLC is registered, without regard to its conflict of law provisions.

Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, except where prohibited by law. You waive any right to a jury trial or to participate in a class action.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid or unenforceable provision shall be replaced with a valid provision that most closely reflects the original intent.

14. Entire Agreement

These Terms, together with our Privacy Policy and any other agreements or policies referenced herein, constitute the entire agreement between you and Halo Properties and Investments LLC regarding the use of our website and services.

15. Contact Information

If you have questions or concerns about these Terms of Service, please contact us:

Halo Properties and Investments LLC
Email: halo@halopropertiesandinvestments.com

Halo Properties and Investments LLC

Financial Services Direct Lender
Providing strategic capital solutions for growth-minded investors.

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Email: halo@halopropertiesandinvestments.com

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