Privacy Policy

Last Updated: January 2024

1. Introduction

Halo Properties and Investments LLC ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or engage with our financial services.

By using our services or providing us with your information, you agree to the practices described in this Privacy Policy.

2. Information We Collect

Personal Information

We may collect personal information that you voluntarily provide to us, including but not limited to:

  • Name and contact information (email address, mailing address)
  • Company or organization details
  • Financial information relevant to lending decisions
  • Communication preferences and inquiry details
  • Mobile phone number (if you opt in to SMS communications)

Automatically Collected Information

When you visit our website, we may automatically collect certain technical information, including:

  • IP address and browser type
  • Device information and operating system
  • Pages visited and time spent on our site
  • Referring website or source

3. How We Use Your Information

We use the information we collect for the following purposes:

  • To evaluate and respond to financing inquiries
  • To provide, maintain, and improve our financial services
  • To communicate with you about our services, updates, and opportunities
  • To comply with legal obligations and regulatory requirements
  • To analyze website usage and optimize user experience
  • To send marketing and promotional messages (with your consent)

4. SMS and Text Messaging

Opt-In Consent

If you opt in to receive SMS/MMS messages from us, we may send you marketing and promotional content, service updates, and information about our financial products using an automated telephone dialing system (ATDS).

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

By providing your mobile number and opting in, you expressly consent to receive recurring SMS/MMS messages sent via ATDS. Message frequency varies; you may receive up to 4 messages per month. Message and data rates may apply based on your carrier plan.

Opt-Out and Management

You can opt out of SMS communications at any time by replying STOP to any message. You may also reply HELP for assistance. Opting out will not affect your ability to access our services.

Important: Consent to receive SMS messages is NOT a condition of purchase or service. You may contact us via email and receive all services without opting in to text communications.

5. Information Sharing and Disclosure

We do not sell, trade, or rent your personal information to third parties. We may share your information in the following limited circumstances:

  • Service Providers: We may share information with trusted third-party vendors who assist us in operating our business, provided they agree to keep your information confidential.
  • Legal Compliance: We may disclose information when required by law, regulation, legal process, or governmental request.
  • Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity.
  • With Your Consent: We may share information for other purposes with your explicit consent.

6. Data Security

We implement commercially reasonable security measures to protect your personal information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

7. Your Privacy Rights

Depending on your location, you may have certain rights regarding your personal information, including:

  • The right to access and request a copy of your information
  • The right to request correction of inaccurate information
  • The right to request deletion of your information (subject to legal obligations)
  • The right to opt out of marketing communications
  • The right to withdraw consent for SMS messaging at any time

To exercise these rights, please contact us at halo@halopropertiesandinvestments.com.

8. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to enhance your experience on our website. Cookies are small data files stored on your device that help us understand how you interact with our site. You can control cookie preferences through your browser settings.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete such information promptly.

11. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a revised "Last Updated" date. Your continued use of our services after any changes indicates your acceptance of the updated policy.

12. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us:

Halo Properties and Investments LLC
Email: halo@halopropertiesandinvestments.com